Updated 08/07/2023

Privacy Policy

Thank you for choosing to be part of our community. We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at info@1stDayCoverage.com

When you visit our website 1stDayCoverage.com (the “Website”), and more generally, use any of our services (the “Services”, which include the Website), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.

This privacy notice applies to all information collected through our Services (which, as described above, includes our Website), as well as, any related services, sales, marketing or events.

Please read this privacy notice carefully as it will help you understand what we do with the information that we collect.

TABLE OF CONTENTS

• WHAT IS TCPA COMPLIANCE?
• WILL YOUR INFORMATION BE SHARED WITH ANYONE?
• DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
• IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
• HOW LONG DO WE KEEP YOUR INFORMATION?
• DO WE COLLECT INFORMATION FROM MINORS?
• WHAT ARE YOUR PRIVACY RIGHTS?
• CONTROLS FOR DO-NOT-TRACK FEATURES
• DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
• DO WE MAKE UPDATES TO THIS NOTICE?
• HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
• HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?
• WHAT INFORMATION DO WE COLLECT?

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WHAT IS TCPA COMPLIANCE?

TCPA Compliance: By pressing the send button (1) I consent to receive emails, telephone calls, text messages, artificial or pre-recorded messages from 1stDayCoverage.com its affiliates, and/or any third-party partners (or their service provider partners on their behalf) regarding their products and services at the email address and telephone number provided, including my wireless phone number (if provided), utilizing an automated telephone dialing system, and I understand that I am not required to grant this consent as a condition of purchasing and property, goods or services from the foregoing companies (2) I agree to this websites Privacy Policy and Terms of Service and hold the company harmless from and against any demands, claims loss, or damage.

Outbound telemarketing calls to third-party generated leads are subject to the Telephone Consumer Protection Act (TCPA.) The TCPA currently prohibits using an auto-dialer or artificial or prerecorded voice to place calls to a cell phone unless the caller has obtained the prior express consent of the called party. Telemarketers are required to have prior express written consent to do the same thing.

Telemarketers will also need this form of written consent for all prerecorded telemarketing calls placed to landlines. As a practical matter, this means that a purchaser of leads will face a higher standard to prove that the consumer did, in fact, consent to be called.

The FCC defines “prior express written consent” as:

An agreement, in writing, bearing the signature of the person called that clearly authorizes the seller to deliver advertisements or telemarketing messages using an auto-dialer and the telephone number to which such advertisements or telemarketing messages may be delivered.

(i) The written agreement shall include a clear and conspicuous disclosure informing the person signing that:

(A) By executing the agreement, such person authorizes the seller to deliver or cause to be delivered to the signatory telemarketing calls using an automatic telephone dialing system or an artificial or prerecorded voice; and

(B) The person is not required to sign the agreement (directly or indirectly), or agree to enter into such an agreement as a condition of purchasing any property, goods, or services. The FCC defines “clear and conspicuous” as follows: “A notice that would be apparent to the reasonable consumer, separate and distinguishable from the advertising copy or other disclosures.” 1

Note that the “signature” requirement can be met by getting the consumer’s signature in electronic or digital form, including on a website. Also, note that the restriction applies to any system capable of operating as an automated telephone dialing system, including predictive and progressive dialers.

There are many different ways to comply with the 2013 rule, but each variation requires some explicit language placed where it will be readily apparent to the consumer (i.e., directly on a registration or sign-up page), and is not buried among other disclosures or difficult to identify among the rest of the copy on the screen.

For information on ensuring TCPA compliance for your organization, download The Marketer’s Decisive Guide to the TCPA

The “clear and conspicuous” disclosure requirement dovetails with the Federal Trade Commission’s (“FTC”) new guidance document for digital advertisers and marketers, called the “.com Disclosures: How to Make Effective Disclosures in Digital Advertising” (the “Disclosure Guide”). The Disclosure Guide can help lead generators make consent disclosures clear and conspicuous in order to avoid claims of false and deceptive marketing practices.

WILL YOUR INFORMATION BE SHARED WITH ANYONE?

In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

We may process or share your data that we hold based on the following legal basis:

Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.

Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.

Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.

Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).

Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

More specifically, we may need to process your data or share your personal information in the following situations:

Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.

Business Partners. We may share your information with our business partners to offer you certain products, services or promotions.

DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.

IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short: We may transfer, store, and process your information in countries other than your own.

If you are accessing our Website from outside, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information (see “WILL YOUR INFORMATION BE SHARED WITH ANYONE?” above), in and other countries.

If you are a resident in the European Economic Area, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. We will however take all necessary measures to protect your information in accordance with this privacy notice and applicable law.

HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice unless a longer retention period is required or permitted law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than 2 years

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information or if this is not possible for example because your personal information has been stored in backup archives) then we will securely store your personal information and isolate it from any further processing until deletion is possible.

DO WE COLLECT INFORMATION FROM MINORS

In Short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age By using the Website, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent s use of the Website if we learn that personal information from users less than 18 years of age has been collected we will deactivate the account and take reasonable measures to promptly delete such data from our records if you become aware of any data we may have collected from children under age 18. please contact us at info@1stdaycoverage.com.

WHAT ARE YOUR PRIVACY RIGHTS?

In Short: You may review change or terminate your account at any time.

Cookies and similar technologies: Most Web browsers are set to accept cookies by detail if you prefer you can usually choose to set your browser to remove cookies and to reject cookies If you choose to remove cookies or reject cookies this could affect certain features or services of our Website.

CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (DNT feature or setting you can activate to signal you policy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such we do not currently respond to DNT signals or any other mechanism that automatically communicates your choice not to be tracked online it a standard for online tracking is adopted that we must allow in the future we will inform you about that practice and revised version of this privacy notice.

DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.

California Civil Code Section 1798 83 also known as the “Shine. The Light” law permits our users who are California residents to request and obtain from us once a year and free of charge information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year it you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you are under 18 years of age reside in California and have a registered account with the Website. You have the right to request removal of unwanted data that you publicly post on the website to request removal of such data please contact us using the contact information provided below and include the email address associated with your account and statement that you reside in California We will make sure the data is not publicly displayed on the Website but please be aware that the data may not be completely or comprehensively removed from all our system (e.g backups etc.)

DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notes necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. The updated version to be indicated by an updated Revised date and the updated version will be effective as soon as its accessible If we make material changes to this privacy notice we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at info@1stDayCoverage.com

HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country you may have the right to request access to the personal Information we collect from you change that information or delete it in some circumstances. To request to review update on delete your personal information please write us an email. We will respond to your request within 30 days.

WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us.

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website or otherwise when you contact us.

The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use.

All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Website.

We automatically collect certain information when you visit, use or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Website and other technical information. This information is primarily needed to maintain the security and operation of our Website, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

To opt-out of our marketing campaigns or to be placed on our Do Not Call/Do Not Email list please send us an email at info@1stdaycoverage with your information.